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Month: January 2017

Top Financial Independence Articles From Around The Web 1/29/17

Top Financial Independence Articles From Around The Web 1/29/17

Apathy Ends, Someone Is Stealing Your Money Stop those leaks! Peak Prosperity, Mad As Hell Stop the highway robbery. Luke 14:28 (dot com), 3 Biblical Wealth Building Principles Nice. David K Drews, 105 Wealth Building Ideas Updated list of wealth building ideas. MissBeHelpful, Should I Invest Or Pay Off Student Loan Debt? (Video) Depends on your situation. Retire Early Home Page, The 2% Rule Minimize fees – decimate fees by investing in index funds (and LTBH stocks.) Now your retirement…

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Retirement Portfolio Holdings & Allocation – January 2017

Retirement Portfolio Holdings & Allocation – January 2017

Roth 401K 55% S&P 500 15% S&P 600 small cap index 15% American Funds AMCAP 15% American Century Mid Cap Value (5* Morningstar rating) Roth IRA AMAT EXPE IEP (I sold half days ago) NVDA (I sold the majority) NVTA SSYS TER UEC (best performing in this portfolio after NVDA and IEP) URA V IRA is 60% of stock holdings. 401K holds 40% of stocks/funds. Watch List TOT STM (#1 pick of a newsletter I read.) FN (Gotta wait and…

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What to Do If You’re a Late Start Retirement Investor

What to Do If You’re a Late Start Retirement Investor

Let’s say you just turned 50, or 60, and that you’d like to retire. What can and should you do? Read this. If you don’t have a 401(k) or Roth IRA, start one. If you have multiple accounts, consolidate many of them without losing good closed mutual funds. Look at the performance and fees for each fund. Are they worth it? Can you do better? Are any of your funds closed to new investors? You might keep those. Check and…

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10 Personal Finance Ideas and Resolutions for 2017

10 Personal Finance Ideas and Resolutions for 2017

Here are ten battle-tested ideas for enhancing your net worth in 2017. These could be good 2017 resolutions. 1) Have a combination of Roth and Traditional 401K and IRA contributions. Yes, you’ll pay taxes on the Traditional account when you retire. But you can enhance your overall savings rate. 2) Start saving for purchases (like a vacation) today. See this article. 3) Consider reducing cash spent on amenities, conveniences, and “rewarding” yourself for enduring stress, etc. Use this money to…

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